In light of the recent wildfires that swept through Southern California, the U.S Department of Housing and Urban Development has issued a 90-day foreclosure moratorium on all Southern California homes that are based on FHA-insured mortgages.
HUD Secretary Alphonso Jackson says HUD will do what it can to help homeowners affected by the natural disaster. “Those who are forced from their homes by these devastating fires need to know that help is available,” Jackson said. “As families put their lives back together, HUD stands ready to assist local recovery efforts in any way we can.”
Below is a complete verbatim list of HUD’s disaster relief initiatives, pulled from the agency’s Web site:

Grant Immediate Foreclosure Relief – Once the President declares a major disaster, HUD immediately issues a 90-day moratorium on foreclosures and forbearance on foreclosures of Federal Housing Administration (FHA)-insured home mortgages;
offering California communities the ability to re-allocate existing federal resources toward disaster relief
HUD’s Community Development Block Grant (CDBG) and HOME programs give the state the flexibility to redirect millions of dollars to address critical needs, including housing and services for fire victims. HUD is currently contacting State and local officials to explore streamlining the Department’s CDBG and HOME programs in order to expedite the repair and replacement of damaged housing; making mortgage insurance available.
HUD’s Section 203(h) program provides FHA insurance to disaster victims who have lost their homes and are facing the daunting task of rebuilding or buying another home. Borrowers are eligible for financing, including closing costs; and making insurance available for both mortgages and home rehabilitation.
HUD’s Section 203(k) loan program enables those who have lost their homes to finance the purchase or refinance of a house along with its repair through a single mortgage. It also allows homeowners who have damaged houses to finance the rehabilitation of their existing single-family home.
Offering Section 108 loan guarantee assistance – HUD will offer state and local governments federally guaranteed loans for housing rehabilitation, economic development and repair of public infrastructure.