2020 ended with 2.15 million seriously delinquent mortgage loans, that is 1.7 million more seriously delinquent homeowners than when 2020 began — "a looming reminder of the challenges facing the market in 2021," according to the First Look mortgage loan ...
Read More »How Janet Yellen’s Economic Policy May Impact the Industry
Confirmation hearings for Secretary of the Treasury nominee Janet Yellen began this past week. What might the new appointee mean for an industry that has been experiencing all-time low mortgage rates?
Read More »New Studies Reaffirm Dramatic Increases in Home Values
“In the end, there was nothing typical about 2020,” said Radian's Steve Gaenzler.
Read More »Improving Housing Policy for Seniors, People of Color
Leaders should make “a concerted effort to decrease the enormous racial homeownership gap” by expanding financial education and homeownership preparation, researchers suggest.
Read More »Industry Leaders Welcome Biden Administration to Washington
Numerous industry groups weighed in on the implications and impact of the new presidential administration. Here's what they had to say.
Read More »Housing Markets Most Impacted by COVID-19
Property-data analysts examine county-level housing markets around the United States that are more or less vulnerable to the impact of the virus pandemic.
Read More »Biden Issues Executive Order on Foreclosures; HUD Updates DACA Regulations
Following his inauguration, President Biden issued a slate of executive orders, including one calling for a further extension of the moratoria. Separately, FHA updated its guidance for DACA mortgages.
Read More »Natural Disaster Risk at Center of New FHFA RFI
As FHFA notes, natural disasters could result in increased delinquency rates, default rates, credit losses, credit-related expenses, and loan loss frequency and severity.” The FHFA will accept feedback for its RFI through April 19.
Read More »A Look at the Potential Foreclosure Wave of 2021
This week, DS5 Inside the Industry featured an interview with Rick Sharga, EVP at RealtyTrac, a foreclosure data company, where he is responsible for developing and executing a strategic marketing plan to optimize growth and drive business development. Sharga discusses ...
Read More »HUD Proposes New Home Inspections Rule
The U.S. Department of Housing and Urban Development (HUD) this week issued a proposed rule for the National Standards for the Physical Inspection of Real Estate (NSPIRE). According to a press release, HUD's new approach involves extensive input from stakeholders ...
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