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Home | Print Features (page 5)
  • The End 
of an Era: Tozer Talks

    Seven years might not seem all that long a tenure in the corporate world, but in the land of political...

  • Limitless Possibilities

    Technology has made the mortgage industry faster, more affordable, more compliant, and more convenient—and...

  • Before and After the Storm

    For homeowners, storm preparedness requires more than keeping a few cases of water on hand, though that...

  • Worthy of its Name

    It seems entirely possible that before joining Alacrity Services, one might be asked to define “alacrity.”...

  • DSN-story

    The Road Ahead

    With an uncertain regulatory environment, new data requirements, and promising technological opportunities...

The Underappreciated Impact of Dodd-Frank: The Rise of Federal and State Regulatory Cooperation

DSN-story2

There are multiple levels of regulation in the financial services industry with federal, state, and even local officials supervising companies within the industry. These regulators often cooperate, but also sometimes act in conflict with one another in their pursuit of consumer protection and enforcement of laws. This select print feature originally appeared in the February 2015 issue of DS News magazine.

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Vandalism, Arson — Or Both?

Vandalism

With so many legal stipulations to bear in mind, deserted dwellings are anything but an open-and-shut case. As foreclosure resolution time frames swell, servicers and investors must maintain property preservation standards for longer periods of time. Properties at the highest risk of loss or damage are vacant properties. Vacancy presents a host of problems to servicers and investors in managing their foreclosure inventory. Paramount among those concerns is vandalism.

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Prudent or Petty: The Government’s Settlement Strategy

Prudent or petty

In light of their ineffectiveness in preventing another downturn in housing and their possible contribution to the slowness of the housing recovery, the question then becomes whether the imposition of penalties by the federal government, while "not insurmountable," is really in the best interest of the American consumer. Are they prudent or just petty?

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Shuffling the Deck: Staying Ahead of the Housing Recovery

Housing Recovery

In the housing industry, the only constant is change. In an economy that is still on the road to housing recovery and an industry that is still in a period of consolidation after the biggest financial downturn since the Great Depression, the best in the business are nimble on their feet and adaptable to the set of circumstances that is presented.

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Cost of Compliance: Community-Based Mortgage Servicing

Mortgage Servicing

New regulations have the propensity to transform the mortgage industry into a system where servicers deliver, regulators protect, and consumers trust again. The Consumer Financial Protection Bureau’s (CFPB) mortgage servicing regulations aim to do just that—get delinquent borrowers into loan modification plans and establish effective communication channels between the servicer and borrower to ultimately protect them from foreclosure.

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Villains … or Victims?

DSN-Villians

Select Print Feature, originally appeared in the February 2013 issue of DS News magazine.   uicide. Accusations of prosecutorial overkill fanned by political aspirations. Scores of homeowners perhaps ...

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Driving the Market

What's Driving the Market?

Select Print Feature, originally appeared in the December 2012 issue of DS News Magazine.   For get prices. Forget mortgage rates. The main driver of housing demand—according to ...

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The Sticky Business of Compliance

Compliance and Mortgage News

 Select Print Feature, originally appeared in the September 2013 issue of DS News magazine. As new regulations take shape, one thing’s for certain: A clear, methodical response is ...

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