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Home | Print Features (page 5)
  • Homework Pays Off

    Editors Note: This article was originally featured in the August issue of DS News. Mortgage and real...

  • Bucking Stereotypes

    Hard winds of change create turbulent waters. For law firms in the mortgage lending and servicing industry,...

  • And the Verdict Is …

    After spending time in prison for bank fraud, a former lawyer is using her story to help others traverse...

  • The Eye of the Storm

    When Lewis Lapham wrote, “The state of perpetual emptiness is, of course, very good for business,”...

  • Counsels Corner: Eric Houser

    DS News sat down with Eric Houser to talk the Supreme Court, HBOR, and some of the biggest cases of year....

Scapegoats?

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Property preservation companies have come under criticism in recent months. But is it warranted? This select print feature originally appeared in the November 2015 issue of DS News.

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In Search of the Next Generation

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If the residential valuations industry was a football field, many appraisers would tell you they’re sitting on the 50-yard-line, with no book of plays, no running back, and a star quarterback who is on vacation. Editor's note: This select print feature appeared in the September 2015 issue of DS News.

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The Gift of Hindsight: Did Prime Loans Cause the Mortgage Crisis?

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But a new analysis of the mortgage crisis, which cost millions of families their homes and brought down storied financial institutions such as Lehman Brothers and Washington Mutual, suggests prime loans, not subprime, were the major driver and “the crisis was not solely, or even primarily, a subprime sector event.” This select print feature will appear in the August 2015 issue of DS News.

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The Five Pillars of Risk Management

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As a mortgage banker, originator or servicer, you may be thinking, “Can the Consumer Financial Protection Bureau (CFPB) interfere with my supplier and service provider relationships?” If you’re asking that question, it is useful to learn more about the CFPB’s vendor oversight expectations. Editor's note: This select print feature is scheduled to appear in the July 2015 issue of DS News, available on July 1.

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Numbers Don’t Lie: Complaints to the CFPB May Not Be What They Seem

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In fact, the industry discovered that simply analyzing data from the CFPB is not enough, especially since the database arrives with its own built-in bias—that bias being the very nature of the database itself. It collects complaints, not praises, and ignores the larger universe of loans serviced nationwide. To fill the void of well-rounded data, Black Knight Financial Services and the Five Star Institute jumped into the missing space and used data from the CFPB database and its own analytics to inform its latest white paper on CFPB complaints. This select print feature originally appeared in the May 2015 issue of DS News magazine.

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The Underappreciated Impact of Dodd-Frank: The Rise of Federal and State Regulatory Cooperation

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There are multiple levels of regulation in the financial services industry with federal, state, and even local officials supervising companies within the industry. These regulators often cooperate, but also sometimes act in conflict with one another in their pursuit of consumer protection and enforcement of laws. This select print feature originally appeared in the February 2015 issue of DS News magazine.

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