Home | Daily Dose | Score One Victory for U.S. Bank
Print This Post Print This Post

Score One Victory for U.S. Bank

gavel-twoBanks and other financial institutions have agreed to many multimillion and even multibillion dollar settlements following the financial crisis for their mortgage practices. This week, however, the banks scored a victory when allegations against U.S. Bank of racial discrimination in REO maintenance were dismissed by HUD.

Washington, D.C.-based non-profit National Fair Housing Alliance (NFHA) alleged in a complaint filed in 2012 that the Minneapolis-based bank was in violation of the Fair Housing Act of 1968 by failing to maintain REO properties in predominantly African-American and Hispanic neighborhoods as well as it was maintaining REO properties in predominantly white neighborhoods.

In its ruling following an investigation of the properties in question, HUD stated that the evidence did not show any difference in the bank’s treatment of the properties that was motivated by race or ethnicity. Instead, HUD concluded from its investigation of the 119 residential properties for which U.S. Bank serviced on behalf of the FHA that the bank was properly maintaining those properties.

In its 30-page report on the findings of its investigation, HUD concluded that “there is no reasonable cause to believe that Respondents engaged in a pattern or practice of discriminatory treatment as alleged, engaged in individual instances of discrimination as would be indicated by testing, or violated Sections 804 (a), (b), (c), or (d) of the Fair Housing Act.”

U.S. Bank spokesman Dana Ripley told DS News in an email that “we think the decision speaks for itself.” NFHA has stated that it plans to appeal HUD’s decision.

NFHA’s complaint against U.S. Bank “relies largely upon photographic evidence to demonstrate maintenance act-related discrimination,” according to HUD. In its ruling, however, HUD found that the photos did not provide the context for claims of racial discrimination in REO maintenance and did not alone prove discrimination, saying that “the photographs fail to demonstrate action or inaction by Respondents” with regard to property maintenance. HUD examined the average amount of money spent on property maintenance for the 119 properties and found that “there is no pattern of spending disparity between properties in white neighborhoods and minority neighborhoods” and that “spending varies dramatically based on the unique needs of any given property.”

HUD also ruled that U.S. Bank was not responsible for an additional 275 properties named in the complaint since the bank’s role in those properties was solely that of trustee.

NFHA filed similar complaints against Bank of America and Wells Fargo alleging racial discrimination in REO properties in 2012 along with the complaint against U.S. Bank. Wells Fargo settled in 2013 for $42 million, which provided millions of dollars in grants to NFHA and its affiliates. HUD is still investigating NFHA’s complaint against Bank of America.

In May 2015, NFHA filed a complaint with HUD against Fannie Mae following a five-year investigation that encompassed 34 cities and 2,100 REO properties owned by the government-sponsored enterprise. That complaint alleges that Fannie Mae was less diligent about maintaining REO properties in minority-dominated neighborhoods than in mostly white communities. The case is still pending.

About Author: Brian Honea

Brian Honea
Brian Honea's writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master's degree from Amberton University in Garland.


  1. Pingback: Score One Victory for Big Banks | Appraisal Buzz

  2. Pingback: Score One Victory for U.S. Bank | Appraisal Buzz

  3. Pingback: Score One Victory for U.S. Bank - Brokers TitleBrokers Title

  4. Pingback: U. S. Bank In | inflation - low interest loans

  5. Pingback: Foreclosure Bank Owned Difference | Rates for CPA Services for SMB

  6. Pingback: Us Bank In Mpls | tricks - bankingfees

  7. Pingback: Wellsfargo Bank Foreclosure | Rates for CPA Services for SMB

  8. Pingback: Us Bank Foreclosure | Homes For Sale Now

  9. Pingback: What Is The Difference Between Pre-foreclosure And Reo Properties | Rates for CPA Services for SMB

  10. Pingback: Dollar Bank Foreclosure Listings | Foreclosure Short Sales

  11. Pingback: Bank Of America Foreclosure One Dollar | Foreclosure Sales

  12. Pingback: Hud Homes Vs Bank Owned | Commercial Real Estate Listings

  13. Pingback: Us Bank Foreclosure Complaints | Short Sale Houses

  14. Pingback: Well Fargo Foreclosure Properties | Rates for CPA Services for SMB

  15. Pingback: Emails Of Banks In Egypt 2012 | inflation - low interest loans

  16. Pingback: Failing Banks In Mn | best loans

  17. Pingback: Bank Foreclosure Motivated Owned Seller | Rates for CPA Services for SMB

  18. Pingback: Check New Lyrics Site

  19. Pingback: Check New Lyrics Site

  20. Pingback: Check New Lyrics Site

  21. Pingback: Love Quotes 2016

  22. Pingback: Love Quotes | Rick Quotes

  23. Pingback: NewHindi Songs Lyrics 2016

  24. Pingback: Bank Foreclosure Maintenance | Foreclosure Sales Listings

  25. Pingback: rialudi

  26. Pingback: zootopia 2016

  27. Pingback: Дивергент, глава 3: За стеной / Allegiant, Высотка / High-Rise,

  28. Pingback: лучшие фильмы 2016 2016 года список новые фильмы

  29. Pingback: лучшие фильмы года 2016

  30. Pingback: Bank Of America Foreclosure Maintenance | Rates for CPA Services for SMB

  31. Pingback: more

  32. Pingback: film

  33. Pingback: porn video tube, hard porn, streaming porn, hq porn

  34. Pingback: nesaporn

  35. Pingback: wRfqnI8IRxk

  36. Pingback: anybunny anybunny hd xxx porn tube video videos free online hot movies

  37. Pingback: смотреть

  38. Pingback: xmt85c4wx5ctwxw3tcerthve56

  39. Pingback: alcoholism withdrawal

  40. Pingback: دانلود شهرزاد قسمت هفتم فصل دوم

  41. Pingback: دانلود شهرزاد قسمت نهم فصل دوم

  42. Pingback: XXX

  43. Pingback:

  44. Pingback: دانلود قسمت ششم فصل دوم شهرزاد

  45. Pingback: دانلود قسمت دهم فصل دوم شهرزاد

  46. Pingback: دانلود قسمت هفدهم عاشقانه

  47. Pingback: Violet Starr

  48. Pingback: دانلود قسمت چهارده عاشقانه

  49. Pingback: Christy Mack

  50. Pingback: Rayna Rose

  51. Pingback: Bobbi Dylan

  52. Pingback: Marley Brinx

  53. Pingback: Rachel Starr

  54. Pingback: دانلود قسمت هفتم فصل دوم شهرزاد

  55. Pingback: lesbian porn xxx

  56. Pingback: Free Stuff Worldwide

  57. Pingback: Boom lift service

  58. Pingback: latest online series

  59. Pingback: real money casino games for usa

  60. Pingback: دانلود قسمت اول شهرزاد دوم

  61. Pingback: Hunde t-shirts

  62. Pingback: دانلود قسمت 11 شهرزاد 2

  63. Pingback: دانلود قسمت سوم شهرزاد دوم

  64. Pingback: دانلود ققسمت 12 عاشقانه

  65. Pingback: دانلود قسمت 13 عاشقانه

  66. Pingback: how to bypass windows 7 password

  67. Pingback: porno

  68. Pingback: Netti

  69. Pingback: taylormade m2 irons

  70. Pingback: videos porno

  71. Pingback: videos porno

  72. Pingback: videos porno

  73. Pingback: videos porno

  74. Pingback: videos porno

  75. Pingback: porno gratis

  76. Pingback: porno

  77. Pingback: High Quality CBD Oil

  78. Pingback: قیمت پنجره

  79. Pingback: پنجره ضد سرقت المانی

  80. Pingback: پنجره دوجداره وین تک

  81. Pingback: Facial Spa Services Wilton Manors

  82. Pingback: Acne Facial Treatments Lighthouse Point

  83. Pingback: Acne Facial Treatments Lauderdale Lakes

  84. Pingback: فروش توری

  85. Pingback: دانلود قسمت پنجم شهرزاد دوم

  86. Pingback: دانلود قسمت ششم شهرزاد

  87. Pingback: black jack

  88. Pingback: Roof Repair Long Island

  89. Pingback: cheap jordans free shipping

  90. Pingback: en savoir plus

  91. Pingback: cheap zynga chips

  92. Pingback: jake burgess springfield mo

  93. Pingback: brief boxer gay

  94. Pingback: پنجره دوجداره

  95. Pingback: Judi Bola

  96. Pingback: coin-banks exchange

  97. Pingback: coin-banks cryptocurrency

  98. Pingback: bitcoin hft

  99. Pingback: bitcoin trading

  100. Pingback: coin-banks cryptocurrency

  101. Pingback: rookie baseball card collection

  102. Pingback: incontournable

  103. Pingback: golf clubs for sale

  104. Pingback: دانلود شهرزاد سیزده 13

  105. Pingback: دانلود شهرزاد قسمت 15 پانزده

  106. Pingback: دانلود شهرزاد قسمت سیزده 13

  107. Pingback: دانلود سریال شهرزاد قسمت 15

  108. Pingback: casino games

  109. Pingback: Social Media Marketing

  110. Pingback: Get More Information

  111. Pingback: دانلود سریال شهرزاد قسمت 16

  112. Pingback: Roofing Long Island

  113. Pingback:

  114. Pingback: دانلود فیلم

  115. Pingback: 食品

  116. Pingback: دانلود

  117. Pingback: دانلود عالیجناب دوم

  118. Pingback: دانلود قسمت دوم عالیجناب

  119. Pingback: دانلود سریال عالیجناب قسمت اول 1

  120. Pingback: پنجره ضد سرقت ترک

  121. Pingback: قیمت پنجره

  122. Pingback: دانلود فیلم

  123. Pingback: دانلود

  124. Pingback: شرکت تولیدی پنجره دوجداره

  125. Pingback: پنجره دوجداره ویستایست

  126. Pingback: آموزش پنجره دوجداره

  127. Pingback: فروش توری پنجره دوجداره

  128. Pingback: Upholstery Cleaning harker heights TX

  129. Pingback: d�un seul clic

  130. Pingback: voucher codes

  131. Pingback: دانلود فیلم با کیفیت

  132. Pingback: دانلود فیلم روز

  133. Pingback: Double chambered

  134. Pingback: پنجره دوجداره

  135. Pingback: how to buy bitcoin

  136. Pingback: авто-ключар

  137. Pingback: پنجره دوجداره

  138. Pingback: پنجره دوجداره

  139. Pingback: پنجره ضد سرقت

  140. Pingback: پنجره دوجداره

  141. Pingback:

  142. Pingback: پنجره دوجداره

  143. Pingback: مشاوره کسب و کار اینترنتی

  144. Pingback: seo services UK

  145. Pingback: garden bridges

  146. Pingback:

  147. Pingback:

  148. Pingback: massage shower head

  149. Pingback: ed sheera

  150. Pingback: iron balusters

  151. Pingback: دانلود فیلم

  152. Pingback: window

  153. Pingback: karaj

  154. Pingback: Learn Colors

  155. Pingback: instagramda sex izle

  156. Pingback: amazon reseller program

  157. Pingback: قیمت پنجره

  158. Pingback: پنجره دوجداره

  159. Pingback: Bad Spiderman

  160. Pingback: پنجره دوجداره

  161. Pingback: پنجره

  162. Pingback: دانلود

  163. Pingback:

  164. Pingback: gardening

  165. Pingback: Seo

  166. Pingback: - Altrient C

  167. Pingback: how to vlog

  168. Pingback: usi tech presentation

  169. Pingback: For kids

  170. Pingback: maintenance

  171. Pingback: zumbido no ouvido e tontura é grave

  172. Pingback: karajupvc

  173. Pingback: chef

  174. Pingback: دانلود فیلم

  175. Pingback: steel kitchen

  176. Pingback: download

  177. Pingback: دانلود

  178. Pingback: دانلود سریال

  179. Pingback: دانلود

  180. Pingback: پنجره

  181. Pingback: دانلود فیلم

  182. Pingback: پنجره

  183. Pingback: premium wordpress themes for real estate

  184. Pingback: Craig

  185. Pingback: read now

  186. Pingback: buy hacklinks

  187. Pingback: pax vape pen

  188. Pingback: cheap air jordans

  189. Pingback: Elvis Live

  190. Pingback: google leaks

  191. Pingback: learn colors for children

  192. Pingback: Judi Bola

  193. Pingback: test banks

  194. Pingback:

  195. Pingback:

  196. Pingback: buy porn collection google

  197. Pingback: car shipping

  198. Pingback: sport socks review

  199. Pingback: پنجره دوجداره

  200. Pingback: usuwanie dpf

  201. Pingback: how to make an cancer man fall in love with a cancer woman

  202. Pingback: دانلود فیلم دوبله شده

  203. Pingback: دانلود سریال شهرزاد

  204. Pingback: دانلود شهرزاد فصل دوم

  205. Pingback: stroller accessories

  206. Pingback: نهنگ عنبر

  207. Pingback: Infant car seat cover

  208. Pingback: free porn app

  209. Pingback: real caller android

  210. Pingback: Limos

  211. Pingback: Website

  212. Pingback: SkinAlley

  213. Pingback: associated press

  214. Pingback: Judi Bola Online 999

  215. Pingback: maxima investments

  216. Pingback: porn movie

  217. Pingback: game hack

  218. Pingback: Cuap Bola

  219. Pingback: دانلود فیلم نهنگ عنبر

  220. Pingback: link

  221. Pingback: buy hacklinks

  222. Pingback: Google new cheat hacklinks

  223. Pingback: Oddsmonkey

  224. Pingback: horoscope chart free

  225. Pingback: Oddsmonkey

  226. Pingback: Oddsmonkey

  227. Pingback: Oddsmonkey

  228. Pingback: Oddsmonkey

  229. Pingback: omega xl

  230. Pingback: somulin

  231. Pingback: kitchen funnel

  232. Pingback: www.consumerhealthdigest

  233. Pingback: Black Friday Coupons

  234. Pingback: نهنگ عنبر

  235. Pingback: رگ خواب

  236. Pingback: Stretchy car seat cover

  237. Pingback: Google spam tactics

  238. Pingback: Hakukoneoptimointi Espoo

  239. Pingback: mobile phone accessories

  240. Pingback: paranormal show

  241. Pingback:

  242. Pingback: look what I found

  243. Pingback: news headlines

  244. Pingback:

  245. Pingback:

  246. Pingback: Arvind Pandit

  247. Pingback: old computer equipment disposal

  248. Pingback: computer equipment recycling

  249. Pingback: free mobile porn

  250. Pingback: disposal of computer equipment slough

  251. Pingback: 3D Model Velodrome

  252. Pingback: online research paper writer

  253. Pingback: اغاني عربية

  254. Pingback: analisa bursa

  255. Pingback: i need a paper written

  256. Pingback: Yahoo Finance

  257. Pingback: Suggested Browsing

  258. Pingback: flexispy

  259. Pingback: videos porno

  260. Pingback: libro de mierda

  261. Pingback: breast bigger

  262. Pingback: implant dentist el cajon

  263. Pingback: porn city

  264. Pingback: Fıstık Ezmeleri

  265. Pingback: programas de ventas gratis

  266. Pingback: pirater un compte facebook

  267. Pingback: aparate aer conditionat ieftine

  268. Pingback: payday loan

  269. Pingback: bath salt

  270. Pingback: moms chips

  271. Pingback: free google blackhat methods

  272. Pingback: michael kors factory outlet

  273. Pingback: cheap snapbacks

  274. Pingback: petbox

  275. Pingback: Son of God

  276. Pingback: best porn site

  277. Pingback: tea brands

  278. Pingback: cheap michael kors

  279. Pingback: Full Article

  280. Pingback: bici elettrica bosch prezzo

  281. Pingback: navigate to this site

  282. Pingback: louboutin melbourne

  283. Pingback: Pinganillo

  284. Pingback: door hanger for laundry

  285. Pingback: cheap iphone cases free shipping

  286. Pingback: best free porn

  287. Pingback: deeeep io

  288. Pingback: best free porn

  289. Pingback: porno

  290. Pingback: varmepumper

  291. Pingback: porn list

  292. Pingback: Live Video Chat With Santa Claus

  293. Pingback: poker

  294. Pingback: bitcoin

  295. Pingback:

  296. Pingback: nike air max 90 black and white

  297. Pingback:

  298. Pingback:

  299. Pingback: amateur porn

  300. Pingback: پنجره

  301. Pingback: shemales

  302. Pingback: thanks for buying porn online

  303. Pingback: michael kors australia official

  304. Pingback: buy china goods

  305. Pingback: web design cordoba

  306. Pingback: Sexy


  308. Pingback: walmartone

  309. Pingback: job at home

  310. Pingback: wedding dresses

  311. Pingback: walmartone

  312. Pingback: mobile phone accessories

  313. Pingback: try this site

  314. Pingback: walmart1

  315. Pingback: review

  316. Pingback: straight from the source

  317. Pingback: GEARS TV

  318. Pingback: Discover More

  319. Pingback: important source

  320. Pingback: video excel

  321. Pingback: skin lightening

  322. Pingback: excel guide

  323. Pingback: xxx porn

  324. Pingback:

  325. Pingback: wedding dress

  326. Pingback: دانلود فیلم آینه بغل

  327. Pingback:

  328. Pingback: cross country movers

  329. Pingback: Limo Rental Vancouver BC

  330. Pingback: bitcoin

  331. Pingback: ร้านเสริมสวย

  332. Pingback:

  333. Pingback: 816-524-0404 divorce

  334. Pingback:

  335. Pingback: do you agree

  336. Pingback: Ray Ban Outlet

  337. Pingback: Geico car insurance

  338. Pingback: discounts on home insurance

  339. Pingback: Bankruptcy Attorney

  340. Pingback: licensed moneylender

  341. Pingback: master typing

  342. Pingback: התקנת מזוזוה

  343. Pingback: יודאיקה

  344. Pingback: cannabis oil how to use

  345. Pingback: cannabis oil success stories

  346. Pingback: instant home insurance quotes

  347. Pingback: auto insurance by zip codes

  348. Pingback: click here

  349. Pingback: grace-baby store

  350. Pingback: wedding dress toronto

  351. Pingback: شهرزاد

  352. Pingback: xyz大補帖

  353. Pingback: Longchamp Outlet

  354. Pingback: life insurance plans for seniors

  355. Pingback: supplements

  356. Pingback: mp3

  357. Pingback: Dance Instrumentals

  358. Pingback: Bitcoin

  359. Pingback: water pipe

  360. Pingback: Token

  361. Pingback: dicas

  362. Pingback: Recommended Reading

  363. Pingback: forget email password

  364. Pingback: bionda figa

  365. Pingback: emp jammer

  366. Pingback: crazy bulk results

  367. Pingback: pilule pour homme pour bander

  368. Pingback: white label sportsbook

  369. Pingback: domain

  370. Pingback: בשר למסעדות בד"ץ

  371. Pingback: get free psn code generator

  372. Pingback: saber m�s

  373. Pingback: visit our website

  374. Pingback: instagram hack

  375. Pingback: Tony Robbins Tickets

  376. Pingback:

  377. Pingback:

  378. Pingback: gold prices today

  379. Pingback: om printed t shirts online

  380. Pingback: home

  381. Pingback:

  382. Pingback: this post

  383. Pingback:

  384. Pingback: instagram hack 2

  385. Pingback: plumbers ealing

  386. Pingback: best commuter bike helmet

  387. Pingback: boiler repairs st johns wood

  388. Pingback: Recommended Site

  389. Pingback: شهرزاد سوم

  390. Pingback: شهرزاد چهارم

  391. Pingback:

  392. Pingback: شهرزاد قسمت چهارم

  393. Pingback: Jetzt von Experten durchführen lassen › Badsanierung München

  394. Pingback: State Farm quotes

  395. Pingback: acid reflux proton pump inhibitor

  396. Pingback: geometry dash 2.2

  397. Pingback: american insurance

  398. Pingback:,25517,1,a.html

  399. Pingback:

  400. Pingback:

  401. Pingback: daftar judi dadu Hp Android

Leave a Reply

Scroll To Top