Home | Daily Dose | Are Stress Tests Still Important? To the OCC, They Are
Print This Post Print This Post

Are Stress Tests Still Important? To the OCC, They Are

Piggy Bank 2 BHStress tests have come under some scrutiny lately as to whether or not they are providing any new, relevant information seven years after the Federal Reserve disclosed the results of the first stress tests.

To the Office of the Comptroller of the Currency (OCC), however, stress tests are still relevant and remain high on the OCC's list of supervisory priorities for the rest of Fiscal Year 2016, according to the OCC's mid-cycle report on its Committee on Bank Supervision’s operating plan.

The Federal Reserve has said it will announce the results of the stress tests before June 30, 2016. Stress testing, or testing the banks’ ability to remain well-capitalized during severely adverse economic situations, is one of several initiatives the OCC will emphasize for the remainder of FY2016, which began on October 1, 2015, and will conclude on September 30, 2016. The Fed has been disclosing stress test results since 2009, right after several large financial institutions required government bailouts to stay afloat.

In January, the Fed released a new set of supervisory scenarios for both the Comprehensive Capital Analysis and Review (CCAR) and Dodd-Frank stress test exercises. The CCAR’s purpose is to determine the adequacy of banks’ capital planning processes, while the Dodd-Frank tests assess the firms to determine if their capital levels are sufficient to absorb losses and still lend to households and businesses during economic shocks.

“In adjusting the scenarios for our yearly stress testing program, we strive to assess the resilience of the nation's largest banks in a variety of potential adverse environments,” Fed Governor Daniel K. Tarullo said. “It is important that the tests not to be too predictable from year to year.”

Other areas of emphasis on the list included compliance, operational resiliency, interest rate risk, and credit risk management.

“The OCC’s operating plan creates the foundation for developing individual bank supervisory strategies and policy initiatives.

Grace Dailey, OCC

The report includes a list of key actions the OCC has completed through the first half of FY2016, such as balancing prudent credit risk management with the ability to reduce barriers to financing homes in communities that have been targeted for revitalization; issuing the OCC’s 21st annual Survey of Credit Underwriting Practices report, highlighting continued easing underwriting standards and increasing credit risk; issuing the eighth OCC Semiannual Risk Perspective report, discussing emerging risk that OCC-supervised banks face and what the OCC’s supervisory priorities will be; and implementing the Dodd-Frank Act and developing enhanced capital and liquidity rules.

According to the announcement, the OCC uses the supervisory plan to guide supervisory priorities, planning, and resource allocations.

“The OCC’s operating plan creates the foundation for developing individual bank supervisory strategies and policy initiatives,” said Senior Deputy Comptroller for Bank Supervision Policy and Chief National Bank Examiner Grace Dailey. “Publishing those results promotes transparency and frames our expectations of national banks and federal savings associations going forward.”

The OCC will release the supervisory priorities that form the basis for developing FY2017’s supervisory strategies sometime this summer.

“The OCC will continue to adjust supervisory strategies as appropriate, given meaningful changes in emerging risks and supervisory priorities,” the report stated.

Click here to view the complete status report.

About Author: Brian Honea

Brian Honea
Brian Honea's writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master's degree from Amberton University in Garland.


  1. Pingback: Stress Testing Stays High on OCC’s Priority List - Appraisal Buzz

  2. Pingback: Are Stress Tests Still Important? To the OCC, They Are - Appraisal Buzz

  3. Pingback: Are Stress Tests Still Important? To the OCC, They Are - Brokers TitleBrokers Title

  4. Pingback: 4cyn5et4m5t94c5t9m4vn54cx65

  5. Pingback: drinking too much

  6. Pingback: دانلود قسمت هشتم شهرزاد دوم

  7. Pingback: دانلود قسمت هفدهم عاشقانه

  8. Pingback: Mia Malkova

  9. Pingback: Alexa Tomas

  10. Pingback: Hundeskove i Nordjylland

  11. Pingback: دانلود قسمت پنجم شهرزاد دوم

  12. Pingback: how to bypass windows 7 password

  13. Pingback: دانلود قسمت اول فصل دوم شهرزاد

  14. Pingback: titleist 917 driver australia

  15. Pingback: porno

  16. Pingback: medical college in India with 45% marks

  17. Pingback: porno

  18. Pingback: porno

  19. Pingback: porno gratis

  20. Pingback: videos porno

  21. Pingback: porno gratis

  22. Pingback: porno gratis

  23. Pingback: porno gratis

  24. Pingback: porno gratis

  25. Pingback: porno

  26. Pingback: porno gratis

  27. Pingback: porno

  28. Pingback: porno gratis

  29. Pingback: videos porno

  30. Pingback: porno

  31. Pingback: ساخت پنجره دوجداره

  32. Pingback: gemini man love 2017

  33. Pingback: پنجره ضد سرقت ایرانی

  34. Pingback: ساخت پنجره دو سه جداره

  35. Pingback: دانلود سریال عاشقانه

  36. Pingback: شرکت تولیدی پنجره دوجداره

  37. Pingback: دانلود قسمت 17 عاشقانه

  38. Pingback: Facial Spa Services Southwest Ranches, Florida

  39. Pingback: Facial Spa Services Plantation

  40. Pingback: Facial Spa Services Hollywood

  41. Pingback: Facial Spa Services Plantation

  42. Pingback: دانلود موزیک

  43. Pingback: پنجره

  44. Pingback: groin wrap support

  45. Pingback: فروش توری پنجره دوجداره

  46. Pingback: دانلود قسمت ششم شهرزاد دوم

  47. Pingback: دانلود قسمت پنجم شهرزاد

  48. Pingback: Roof Repair Long Island

  49. Pingback: lesbo

  50. Pingback: cliquez ici

  51. Pingback: free zynga poker chips

  52. Pingback: St. Louis Engagement Photos

  53. Pingback: clash royale hack 2017

  54. Pingback: پنجره دوجداره

  55. Pingback: پنجره دو سه جداره

  56. Pingback: coin-banks review

  57. Pingback: coin-banks review

  58. Pingback: coin-banks cryptocurrency

  59. Pingback:

  60. Pingback: coin-banks review

  61. Pingback: coin-banks

  62. Pingback: par l�

  63. Pingback: vigra master pre�o

  64. Pingback: vpm

  65. Pingback: titleist 917 d2 driver for sale

  66. Pingback: پنجره دو سه جداره

  67. Pingback: دانلود سریال شهرزاد قسمت 15

  68. Pingback: دانلود شهرزاد قسمت 13

  69. Pingback: get clash royale gems

  70. Pingback: Polecam

  71. Pingback:

  72. Pingback:

  73. Pingback: slot games

  74. Pingback: Roof Repair Long Island

  75. Pingback: 16 دانلود سریال شهرزاد

  76. Pingback: دانلود شهرزاد قسمت 16

  77. Pingback: hip-hop

  78. Pingback: Find Out More

  79. Pingback: دانلودسریال عالیجناب قسمت دوم

  80. Pingback: 食品

  81. Pingback: dating

  82. Pingback: دانلود فیلم

  83. Pingback: دانلود عالیجناب قسمت اول

  84. Pingback: article source

  85. Pingback: auto body repair

  86. Pingback: consulta cpf online gratis

  87. Pingback: قیمت پنجره

  88. Pingback: دانلود فیلم

  89. Pingback: دانلود فیلم

  90. Pingback: latest tech news

  91. Pingback: Upholstery Cleaning nolanville TX

  92. Pingback: voucher codes

  93. Pingback: Limos

  94. Pingback: commentaire

  95. Pingback: دانلود فیلم با کیفیت

  96. Pingback: دانلود فیلم روز

  97. Pingback: sell home

  98. Pingback: دانلود فیلم

  99. Pingback: پنجره

  100. Pingback: how to buy bitcoin

  101. Pingback: upvc window

  102. Pingback: دانلود فیلم

  103. Pingback: پنجره

  104. Pingback: قیمت پنجره دوجداره

  105. Pingback: دانلود فیلم

  106. Pingback: پنجره دوجداره

  107. Pingback:

  108. Pingback: پنجره دوجداره

  109. Pingback: google hd porn

  110. Pingback: مشاوره بازاریابی آنلاین

  111. Pingback: garden bridges california

  112. Pingback: Mitch McConnell

  113. Pingback: Limo Vancouver BC

  114. Pingback:

  115. Pingback: alcachofa de la ducha

  116. Pingback: ed sheeran cd

  117. Pingback: buy proxies

  118. Pingback: karaj

  119. Pingback: download best

  120. Pingback: دانلود

  121. Pingback: Air Quality Monitoring

  122. Pingback: Bad Baby

  123. Pingback: instagramda sex izle

  124. Pingback: Yakima Web Designer

  125. Pingback: Learn Colors

  126. Pingback: پنجره

  127. Pingback: فیلم

  128. Pingback: پنجره

  129. Pingback: پنجره دوجداره

  130. Pingback: قیمت پنجره دوجداره

  131. Pingback: Not�cias

  132. Pingback: Bad Spiderman

  133. Pingback: Seo

  134. Pingback: garden bridges

  135. Pingback: Maryjo

  136. Pingback: Kerastase

  137. Pingback: SpiderMan

  138. Pingback: gifts for him

  139. Pingback: live sex cams

  140. Pingback: gay porn

  141. Pingback: online casino games

  142. Pingback: دانلود

  143. Pingback: real money casinos

  144. Pingback: karaj

  145. Pingback: dish

  146. Pingback: دانلود

  147. Pingback: download movie

  148. Pingback: download movie

  149. Pingback: دانلود

  150. Pingback: garden bridges

  151. Pingback: دانلود فیلم

  152. Pingback: Patterson

  153. Pingback: Bad Credit Remortgages

  154. Pingback: what that

  155. Pingback: watch movies online

  156. Pingback: Easiest Way To Make Money - $326 a Day Online Without a Website

  157. Pingback: vape mods kits cheap

  158. Pingback: best vape pen for wax

  159. Pingback: cheap jordans china

  160. Pingback: دانلود فیلم نهنگ عنبر

  161. Pingback: Elvis Presley

  162. Pingback: Poker Online

  163. Pingback: test bank

  164. Pingback: learn colors for babies

  165. Pingback:

  166. Pingback: payday loans

  167. Pingback: Togel Online

  168. Pingback: car shipping companies

  169. Pingback: buy porn collection google

  170. Pingback: telling leo man you love him

  171. Pingback: Visit Website

  172. Pingback: پنجره کرج

  173. Pingback: پنجره دوجداره

  174. Pingback: confederate stamps

  175. Pingback: دانلود شهرزاد فصل دوم

  176. Pingback: دانلود فیلم

  177. Pingback: دانلود فیلم

  178. Pingback: دانلود فیلم نهنگ عنبر 2

  179. Pingback: real caller apk

  180. Pingback: Baby car seat cover

  181. Pingback: SkinAlley

  182. Pingback: sex trafficking

  183. Pingback: Schluesseldienst

  184. Pingback: missguided coupon code

  185. Pingback: missguided coupon code

  186. Pingback: Bandar Judi Bola Eropa

  187. Pingback: game hack

  188. Pingback: Check Out Your URL

  189. Pingback: porn movie

  190. Pingback: فیلم نهنگ عنبر

  191. Pingback: this is a good site

  192. Pingback: پنجره

  193. Pingback: Arena Hijau

  194. Pingback: buy hacklink

  195. Pingback: pirater un compte facebook

  196. Pingback: فروش لینک

  197. Pingback: watch porn google

  198. Pingback: daily horoscope and lucky numbers

  199. Pingback: metal hangers

  200. Pingback: Oddsmonkey

  201. Pingback: Oddsmonkey

  202. Pingback: دانلود رایگان فیلم نهنگ عنبر 2

  203. Pingback: Oddsmonkey

  204. Pingback: Oddsmonkey

  205. Pingback: Oddsmonkey

  206. Pingback: www.consumerhealthdigest

  207. Pingback: christmas 2017 coupon codes

  208. Pingback: www.consumerhealthdigest

  209. Pingback: www.consumerhealthdigest

  210. Pingback: mini funnel

  211. Pingback: Nursing cover

  212. Pingback: دانلود فیلم رگ خواب

  213. Pingback: baby shower gifts

  214. Pingback: نهنگ عنبر

  215. Pingback: Google blackhat

  216. Pingback: avakin life hack lucky patcher

  217. Pingback: iphone cases

  218. Pingback: Hakukoneoptimointi Espoo

  219. Pingback: covers accessories

  220. Pingback: edwards

  221. Pingback: serial killers

  222. Pingback: here

  223. Pingback:

  224. Pingback:

  225. Pingback: data cente equipment recycling

  226. Pingback: payday loans

  227. Pingback: Arvind Pandit

  228. Pingback: savporn

  229. Pingback: it asset recycling manchester

  230. Pingback: it disposal service southampton

  231. Pingback: Los Angeles Web Design

  232. Pingback: Arabic songs

  233. Pingback: Yahoo Finance

  234. Pingback: analisa saham

  235. Pingback: mspy review

  236. Pingback: deparazitare aer conditionat

  237. Pingback: Peter Schatzberg Florida

  238. Pingback: xnxxx

  239. Pingback: boob enhancement

  240. Pingback: libro de mierda

  241. Pingback: Schlüsseldienst Köln

  242. Pingback: assemblee de martinique

  243. Pingback: sex polls

  244. Pingback: software punto de venta gratis

  245. Pingback: pirater un compte facebook

  246. Pingback: aparate aer conditionat ieftine

  247. Pingback: wedding gifts

  248. Pingback: momschips

  249. Pingback: iphone 6 cases australia

  250. Pingback: michael kors bags

  251. Pingback: google blackhat free

  252. Pingback: eico login

  253. Pingback: coupons com

  254. Pingback: porn sites

  255. Pingback: Educational Supplies

  256. Pingback: dog toy box

  257. Pingback: Web Site

  258. Pingback: Simeon Yahweh

  259. Pingback: mtb pedalata assistita

  260. Pingback: anthony morrison

  261. Pingback: click the next webpage

  262. Pingback: christian louboutin australia

  263. Pingback: al

  264. Pingback: anthony morrison

  265. Pingback: personal injury lawyer

  266. Pingback: vip financial education

  267. Pingback: Pinganillo

  268. Pingback: best porn

  269. Pingback: hacks

  270. Pingback: spinzio

  271. Pingback: best porn sites

  272. Pingback: porno

  273. Pingback: Luft til vann vamrepumpe

  274. Pingback: free porn sites

  275. Pingback: instagram porn sale

  276. Pingback: Live Video Chat With Santa Claus

  277. Pingback: landal greenparks nederland

  278. Pingback: bitcoin

  279. Pingback:

  280. Pingback: nike air max 90 womens

  281. Pingback: gynexol

  282. Pingback:

  283. Pingback: best free porn

  284. Pingback: the last of us juego pc descargar

  285. Pingback:

  286. Pingback: iphone 7 case

  287. Pingback: thanks for buying porn online

  288. Pingback: australia

  289. Pingback:

  290. Pingback: Ethereum

  291. Pingback: Levitra offers

  292. Pingback: make money online free

  293. Pingback: cases accessories

  294. Pingback: walmartone

  295. Pingback: visit this page

  296. Pingback: Concealed Carry Permit

  297. Pingback: site web

  298. Pingback: why not try these out

  299. Pingback: navigate to this web-site

  300. Pingback: moved here

  301. Pingback: look at here now

  302. Pingback: review

  303. Pingback: why not try here

  304. Pingback: fake gucci shoes

  305. Pingback: Best Baby Jumper

  306. Pingback: excel tutorial

  307. Pingback: excel tutorial

  308. Pingback: xxx porn

  309. Pingback: video excel

  310. Pingback: skin lightening

  311. Pingback: bridesmaid dresses

  312. Pingback: amateur porn

  313. Pingback: dedicated servers

  314. Pingback: آینه بغل

  315. Pingback:

  316. Pingback: bitcoin

  317. Pingback: Limos Bus Vancouver BC

  318. Pingback: Vancouver Limo Services

  319. Pingback: awesome webservice apps 2018

  320. Pingback: vermiculite

  321. Pingback: matthew pillmore

  322. Pingback: drone-works

  323. Pingback: Ray Ban Outlet

  324. Pingback: Site

  325. Pingback: bankruptcy lawyers

  326. Pingback: licensed moneylender

  327. Pingback: Singapore Flower Delivery

  328. Pingback: typing

  329. Pingback: secrets of million dollar graphic designers

  330. Pingback: licensed moneylender

  331. Pingback: where to buy cbd oil

  332. Pingback: cbd oil for anxiety and depression

  333. Pingback: תפילין ומזוזות

  334. Pingback: cbd oil e liquid

  335. Pingback: יודאיקה

  336. Pingback: dos games

  337. Pingback: psn codes free

  338. Pingback: cheap home insurance

  339. Pingback: jake burgess

  340. Pingback: usaa home owners insurance

  341. Pingback: Los Angeles Escorts

  342. Pingback: pewność siebie

  343. Pingback: hartford homeowners insurance

  344. Pingback: Go Here

  345. Pingback: Allstate car insurance discounts

  346. Pingback: progressive auto insurance quote

  347. Pingback: best auto home insurance

  348. Pingback: شهرزاد

  349. Pingback: wedding gowns

  350. Pingback: xyz軟體王

  351. Pingback: Cheap Jordans

  352. Pingback: nothing but the truth

  353. Pingback: cheap health insurance rates

  354. Pingback: 24 hour boiler repair

  355. Pingback: gravity vortex

  356. Pingback: Full Report

  357. Pingback: Buy Viagra Online

  358. Pingback: Windows 10 Pro Keys

  359. Pingback:

  360. Pingback: grande cazzo

  361. Pingback: pharmacie belgique

  362. Pingback: Naruto

  363. Pingback: white label casino

  364. Pingback: Cheap Oakley Sunglasses

  365. Pingback: dating

  366. Pingback: instagram takipçi satın al

  367. Pingback: Free PlayStation codes

  368. Pingback: xyz大補帖

  369. Pingback: Microsoft Navision

  370. Pingback: Red Tea Detox Review

  371. Pingback: Mainostoimisto

  372. Pingback: دانلود سریال شهرزاد سوم

  373. Pingback: Sistema de Seduccion Subliminal

  374. Pingback: couples only cruise

  375. Pingback: check it out

  376. Pingback: real jordans store

  377. Pingback: Tony Robins

  378. Pingback: rhys

  379. Pingback: instagram hack

  380. Pingback: free pirn sites

  381. Pingback: 15 Minute Manifestation Review

  382. Pingback: mcdonalds discount

  383. Pingback: MCA Rodney Walker

  384. Pingback:

  385. Pingback: find places to eat near me

  386. Pingback: pikavippi ilman luottotietoja

  387. Pingback: Twitter sign in

  388. Pingback: شهرزاد فصل سوم قسمت دوم

  389. Pingback: mountain bike helmet reviews

  390. Pingback:

  391. Pingback:

  392. Pingback: boiler engineer

  393. Pingback: Walgreens Headquarters Corporate Office Phone Number

  394. Pingback: شهرزاد سوم

  395. Pingback: link

  396. Pingback: شهرزاد قسمت چهارم

  397. Pingback: Healing Crystals

  398. Pingback:

Leave a Reply

Scroll To Top