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Home | Tag Archives: Equifax

Tag Archives: Equifax

Delinquency Write-Off Rate Continues to Drop

Equifax announced more good news for the housing market on Wednesday, signaling that the broader United States economy may be on the rebound despite a disappointing first quarter 2014. In its latest National Consumer Credit Trends Report, the company reports that home finance write-offs year-to-date in May had to $43.5 billion, a decrease of more than 37 percent from the same point in time just one year ago.

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Economists Outline What to Watch for in the Real Estate Market of 2014

Real Estate Market

Experts at Freddie Mac and Equifax expect falling unemployment and economic growth to keep the housing market steady in 2014. This, despite climbing interest rates and anticipated growth in housing prices nationwide. While industry economists welcome the idea of a steady, slowly recovering housing market, they also have a checklist of housing and economic indicators they're keeping tabs on that could influence the pace of recovery.

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Lenders Incur Visible Risk from Hidden Borrower Debt

Over the past few years, lenders and underwriters revamped their standards to reduce risk, but Equifax says there's one challenge many lenders still have difficulty combating--undisclosed debt. In a recent white paper, the credit bureau published results of its research into undisclosed debt and its recommendation for how to deal with this difficult hazard. Ultimately, Equifax said, ""The results are somewhat surprising and disturbing.""

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