Tag Archives: HMDA

Despite elevated interest rates and rising home prices that have intensified affordability issues for Hispanic homebuyers, by 2040, an estimated 70% of new homeowners will be Hispanic. Learn what else this new study from the Urban Institute reveals.

The final Home Mortgage Disclosure Act rule increases the permanent threshold for collecting and reporting data, effective July 1, 2020.

The new rule extends for two years the current temporary threshold for collecting and reporting data about open-end lines of credit under HMDA.

Ellie Mae's expanded functionality offers additional automation capabilities for greater efficiencies in HELOCs for lenders.

Here’s what a recent study, based on the Federal Financial Institution’s Examination Council’s data, revealed about the places where racial dispairites exist in mortgage lending rates, and what can be done to minimize this challenge.

An expert gives insights on how dwindling of reporting data could harm underserved communities and weaken bank performance evaluation.

Real estate professionals are reporting that borrowers of color with good income and good credit are still finding it challenging to get loans to purchase homes. Editor’s Note: This feature originally appeared in the September issue of DS News.

In a recent report, the BCFP highlights amendments made to acts such as the Home Mortgage Disclosure Act. See what changes were made the the Act and others.

In April, CFPB Acting Director Mick Mulvaney had recommended steps to improve the “transparency and accountability” at CFPB. Here’s what the Financial Services Committee discussed at a hearing on Wednesday on these reforms.

The release shows lending practices in the aggregate as well as by individual institutions, allowing viewers market insights that are ahead of the federal government’s aggregate data report.