In a new paper, Harvard Center for Housing Studies Senior Industry Fellow and Former Freddie Mac CEO Don Layton discusses the question of legitimacy surrounding tightening mortgage standards.
Read More »A Lookback on Combined Loan-to-Value Ratios
An analysis of the CLTV ratio, by price bucket, shows that homebuyers in 2019 borrowed more for homes in the same price range than they did in 2015
Read More »CFPB Issues CARES Act Forbearance Guidance
In a release, the Bureau clarified several forbearance-related provisions in the Act.
Read More »30% of Americans Missed June Housing Payments
While many homeowners and renters alike are missing payments, hclick throughto find out who is most at risk.
Read More »Delinquencies Jump by 90%
Three months after hitting a record low in January 2020, the national delinquency rate is now at its highest level since 2013. Click through to find out which cities experienced rises beyond the national average.
Read More »Forbearances Experience First Drop Since Crisis Began
Here's how far forbearances declined from the previous week's total of 4.76 million.
Read More »Measuring Mortgage Hardships and Delinquencies
According to a new study, the percentage of accounts in a hardship status has increased significantly across all loan categories and risk tiers, including mortgages.
Read More »Mortgage Delinquencies Experience Historic Spike
The nationwide delinquency rate hit its highest single-month increase in history in April. What does this mean for the months ahead?
Read More »Predicting Homeowner Delinquency Risk
February marked the 26th consecutive month of falling annual overall delinquency rates, but as unemployment rises, economists predict a steady wave in the coming months.
Read More »Servicing Experts Talk Forbearance Practices
With the total number of borrowers in forbearance expected to hit between and 9 million, here's how servicers can themselves and their customers ready for the wave.
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