A new analysis indicates that the GSEs are increasing their leverage to maintain mortgage activity levels. How is this trend impacting the risks associated with mortgage defaults?
Read More »What Is Impacting Appraisal Values?
Even as more homeowners and appraisers find themselves seeing eye to eye on home values, a recent report found that the growth of appraisal values has slowed, a report found. See what factors are affecting appraisal values.
Read More »GSEs Weigh in on Serious Delinquencies, Loan Mods
See where serious delinquencies, loan mods, and the overall mortgage portfolio stood for Fannie Mae and Freddie Mac, and how the GSEs’ books of business have performed.
Read More »Freddie Weighs in on Housing Market
Affordability challenges slowed the growth of home sales this summer, according to Freddie Mac's housing market forecast. Yet, buyer demand remains strong due to these factors.
Read More »The New Refi Borrower Profile
A new analysis shows that the needs of homeowners who refinance in a rising rate environment is different from those that dominated the market during the refinance boom. Watch this video to see the new refi borrower profile.
Read More »Refis at Fannie, Freddie Decline in Q2
In its quarterly refinance report, the FHFA revealed that refinances at the GSEs had decreased in the second quarter. However, borrowers are still applying through HARP, a program that is scheduled to expire on December 31, 2018. Here's why.
Read More »Caliber Launches New Jumbo Loans Product
Caliber's jumbo loan borrowers may qualify for up to $3 million in loan funds with as little as 5 percent down and a 700 FICO score by using this product.
Read More »Ginnie Mae Announces Changes to VA Refis
The new changes announced by Ginnie Mae are meant to protect veterans from predatory loan practices and ensure fair lending.
Read More »Fannie Mae’s Mark Palim on the State of Housing
As a Deputy Chief Economist at Fannie Mae, Dr. Palim is responsible for overseeing the Economic and Strategic Research Group’s forecasting functions. He also manages multi-disciplinary partnerships across the company to address specific business issues facing Fannie Mae. Dr. Palim ...
Read More »Can Online Lending Decrease Risk?
Technological innovation is changing the way the mortgage industry works, and the model followed by lenders who have embraced technology such as end-to-end online mortgage application and approval processes have made lending a less risky prospect, according to a report ...
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