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Tag Archives: Refinance

Déjà Vu All Over Again

Fitch Ratings

A new analysis indicates that the GSEs are increasing their leverage to maintain mortgage activity levels. How is this trend impacting the risks associated with mortgage defaults?

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What Is Impacting Appraisal Values?

Even as more homeowners and appraisers find themselves seeing eye to eye on home values, a recent report found that the growth of appraisal values has slowed, a report found. See what factors are affecting appraisal values.

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Freddie Weighs in on Housing Market

Affordability challenges slowed the growth of home sales this summer, according to Freddie Mac's housing market forecast. Yet, buyer demand remains strong due to these factors.

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The New Refi Borrower Profile

A new analysis shows that the needs of homeowners who refinance in a rising rate environment is different from those that dominated the market during the refinance boom. Watch this video to see the new refi borrower profile.

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Refis at Fannie, Freddie Decline in Q2

In its quarterly refinance report, the FHFA revealed that refinances at the GSEs had decreased in the second quarter. However, borrowers are still applying through HARP, a program that is scheduled to expire on December 31, 2018. Here's why.

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Fannie Mae’s Mark Palim on the State of Housing

As a Deputy Chief Economist at Fannie Mae, Dr. Palim is responsible for overseeing the Economic and Strategic Research Group’s forecasting functions. He also manages multi-disciplinary partnerships across the company to address specific business issues facing Fannie Mae. Dr. Palim ...

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Can Online Lending Decrease Risk?

Digital

Technological innovation is changing the way the mortgage industry works, and the model followed by lenders who have embraced technology such as end-to-end online mortgage application and approval processes have made lending a less risky prospect, according to a report ...

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