A new Bureau analysis details the popularity of employer-driven debt, including the challenges workers and consumers face when they become indebted to an employer or an employer’s affiliate as a condition of employment.
Read More »Credit Risk: The Highs and Lows
As some channels have taken on increased risks, mortgage credit availability increased to record levels. Here's why.
Read More »Mortgage Servicing Professionals Convene for Industry Summit
Servicing leaders met at the Five Star Default Servicing Summit, hosted by Altisource at the Four Seasons Resort and Club Dallas at Las Colinas. Here's what they discussed.
Read More »The Growth of Real Estate Investment Trusts
As the government's role in the mortgage market shrinks, find out how real estate investment trusts are filling the hole left behind.
Read More »The Cities Where Natural Disaster Risk Is Lowest
A recent analysis studied the frequency of five major types of natural disasters in various cities, as well as examining those metros for housing affordability. Here's what the study found
Read More »Lower the Risk, Lesser the Regulation Says Fed
The Fed has published a framework that would more closely match regulations for large banking organizations with their risk profiles. Here’s how the new regulation would impact mortgage lenders.
Read More »Are Servicing Reforms on the Horizon?
With housing finance reform legislation once again in the works in Congress, now might be the right time for reforms in the mortgage servicing industry. The first in this three-part series of reports makes a case for the government to review and mitigate the risks associated with inefficient mortgage servicing.
Read More »OCC: Interest Rates and Compliance Are Among Issues That Pose the Most Risk to Banks
According to the OCC, compliance risks remain high as banks are preparing to comply with new mortgage lending requirements, particularly those in the TILA-RESPA Integrated Disclosure (TRID) rule. The rule is scheduled to be implemented on August 1, but the CFPB has proposed the effective date to be pushed back to October 3.
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