As of June 1, the Federal Housing Finance Agency (FHFA) has published a final rule that supplements the Enterprise Regulatory Capital Framework (ERCF) by requiring Fannie Mae and Freddie Mac (the GSEs) to submit annual capital plans no the agency ...
Read More »The Future of Financial Regulation
During a keynote presentation, Randal Quarles, Vice Chairman for Supervision at the Federal Reserve Board, explained the proposed changes to the Fed’s stress test.
Read More »Streamlining Banking Processes
The House passed two bipartisan bills that are aimed at increasing accountability for both, banks and nonbanks.
Read More »FDIC Dodd-Frank Stress Test Scenarios Highlight Economic Expectations
Unemployment, exchange rates, prices, income, and interest rates are some of the economic factors that will reveal whether banks in the U.S. are armed with robust capital planning processes and sufficient capital to continue operations during times of economic or financial ...
Read More »GSE Capital Put to the Test
Earlier today, the FHFA released the results of the Enterprises’ Dodd-Frank Stress Tests—as well as the total expected draw both companies will take from the Treasury. How does it all add up?
Read More »Promising Outlook for Banks after Fed Stress Test Announcement
The Federal Reserve announced Wednesday the results of its Comprehensive Capital Analysis and Review, or Stress Test, now in its 7th year. 34 banks participated with near unanimous results…
Read More »Bank of America’s Revised Capital Plan Earns Fed’s Approval
The Fed required Bank of America to submit a revised capital plan due to certain weaknesses in the bank's capital planning process the Fed located in its annual Comprehensive Capital Analysis and Review (CCAR) stress test conducted in early March.
Read More »Large Financial Firms Intend to Raise Dividends Following Fed’s Approval of Capital Plans
The review was a test of the strength of the capital planning process of the financial institutions, as well to determine if the projected capital ratios of the firms could withstand a hypothetical scenario of severe economic stress as well. The Fed approved the capital plans of 28 of the institutions tested.
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